Stripping Health Insurance
In America, the exotic entertainment industry is a lucrative business, with the owners of the clubs make massive amounts of money, yet strippers and exotic dancers are hired to work as self-employed independent contractors; therefore, they are not covered under company or group health care plans. Because they are considered self-employed independent contractors, they are not paid a salary by the entertainment company, which means that their income is based on the number of dances they do and the amount of tips they manage to collect from those viewing their performances.As a rule for strippers and dancers, they are normally required to pay a house or a stage fee to perform as well.This is taken out of their income, which generally amounts to around 45% and added to that, they must pay a fee to the bouncers and DJ’s as well.
Strippers and dancers who work to quota must make the nightly fee, because if they do not, they owed the club and the portion owed is added to the next shifts work. Before leaving the club, the strippers and dancers must pay off all fees owed, which often leaves them little money, after their regular living expenses, to purchase additional things like health care policies. Being considered as self-employed individuals, exotic dancers and strippers are often apart from a group and have to resort to purchasing an individual policy coverage which is often expensive and because of the nature of their business, they are often required additional coverage clauses.
To find our more about exotic entertainment industry – strippers and dancers
- In the United States, visit Bayswan, formerly Exotic Dancers Alliance at http://www.bayswan.org/EDAindex.html - information and laws.
- In Canada, visit the Exotic Dancers Association of Canada at http://www.exoticdancerscanada.com – information to assist with finding health insurance and medical help.
Both of the above organizations can assist those working in the exotic industries understand the laws, regulations, and rules that come into play within their industry.
Neither, of the above organizations, offers a group health insurance plan for their members, so exotic dancers and strippers are left with little recourse, but to shop around and find the best program they can afford.
Often to obtain coverage when working in this industry health insurance providers request extensive physicals and will resist insuring those with pre-existing illnesses or diseases, but the reality is that this happens with people in other professions, as well as just regular people who are uninsured.Due to the increasing expenses, the health insurance companies, has become more selective about who they provide insurance to, like exotic dancers and strippers leaving people with pre-existing conditions with little choice, but to go through state-run programs or purchase the more ixpensive individual insurance.To sum things up, maybe it does not pay to be so exotic after all.
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